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CONDITIONAL SENTENCES

1.       If Maria had obeyed her mother’s advice to accept the scholarship,..... a.    She would have graduated from famous university. b.    She will graduate from famous university. c.    She graduates from famous university. d.    She graduated from famous university. 2.       I wish I ..... my car yesterday a.     I had washed b.     I wish me luck c.     I washed d.    I had washing 3.       Andi wishes that he  ......... the question leanguge business well a.     had answered b.     Had answer c.     Had answering d.    Had answerry 4.       V. Rossi wishes that his team Yamaha YMR1 ........  the game moto GP team Honda a.     Could have beaten b. ...
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ARTICLE MANAGEMENT SYSTEM WHICH CONTENT SIMPLE PAST TENSE AND PRESENT PERFECT TENSE

USING THE BALANCED SCORECARD AS A STRATEGIC MANAGEMENT SYSTEM The balanced scorecard revolutionized conventional thinking about performance metrics. When Kaplan and Norton first introduced the concept, in 1992, companies were busy transforming themselves to compete in the world of information; their ability to exploit intangible assets was becoming more decisive than their ability to manage physical assets. The scorecard allowed companies to track financial results while monitoring progress in building the capabilities needed for growth. The tool was not intended to be a replacement for financial measures but rather a complement—and that’s just how most companies treated it. Some companies went a step further, however, and discovered the scorecard’s value as the cornerstone of a new strategic management system . In this article from 1996, the authors describe how the balanced scorecard can address a serious deficiency in traditional management systems: the ina...
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Perbedaan Sistem Yang Di Gunakan Oleh Koperasi Dan Credit Union (CU)

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KOPERASI Secara Definisi Koperasi adalah organisasi bisnis yang dimiliki dan dioperasikan oleh orang-seorang demi kepentingan bersama. Koperasi melandaskan kegiatan berdasarkan prinsip gerakan ekonomi rakyat yang berdasarkan asas kekeluargaan. Umumnya koperasi dikendalikan secara bersama oleh seluruh anggotanya, di mana setiap anggota memiliki hak suara yang sama dalam setiap keputusan yang diambil koperasi. Prinsip Koperasi Prinsip koperasi adalah suatu sistem ide -ide abstrak yang merupakan petunjuk untuk membangun koperasi yang efektif dan tahan lama. Di Indonesia sendiri telah dibuat UU no. 25 tahun 1992 tentang Perkoperasian. Prinsip koperasi menurut UU no. 25 tahun 1992 adalah: Keanggotaan bersifat sukarela dan terbuka Pengelolaan dilakukan secara demokrasi Pembagian SHU dilakukan secara adil sesuai dengan jasa usaha masing-masing anggota Pemberian balas jasa yang terbatas terhadap modal Kemandirian Pendidikan perkoperasian  K...
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